Aamir Mortgage logo
(214) 991-8981 Talk to a Loan Officer
Purchase Refinance HELOC Calculator Areas We Serve Our Team Blog Call (214) 991-8981 Get Pre-Approved
Modern kitchen with a marble island, dark wood cabinets, and brass pendant lights in a newly purchased Texas home
Low Rates · Personal Service · Fast Close

Texas Mortgage Broker

More loan options, lower rates, and personal guidance from application to close — from a local Lewisville broker serving DFW, Houston, Austin, San Antonio, El Paso, and Waco.

Happy Thanksgiving from Aamir Mortgage — grateful for our Texas homeowners.

Fast Pre-Approvals Apply in Minutes HELOC Offer — No Credit Impact. Once you accept your offer, a hard pull is completed.

Subject to credit approval. This is not a commitment to lend.

Explore↓
Grateful this Thanksgiving ⭐ 4.9 on Google · 295 reviews ⭐ 5.0 on Zillow Lewisville-based · Serving all of Texas Aamir Lalani · NMLS #1644038
Low Rates Fast Close FHA · VA · Conventional · Jumbo HELOC Offer in Minutes — No Credit Impact. Once you accept your offer, a hard pull is completed. Wholesale Pricing From Multiple Lenders

100% Review & Referral Based Lender

See what past clients say about us.

Overall Rating
4.9 (295)
Write a Review

Most recent reviews pulled from Google & Zillow on November 11, 2026 — the View links above open the live profiles for anything newer.

See Where We Lend

Real Texas Places. Real Texas Loans.

From Lake Lewisville to the Franklin Mountains and the Brazos River — tap a photo to jump straight to that city's loan panel.

The Lewisville, Texas water tower with LEWISVILLE painted across it
LewisvilleOur home base
Downtown Dallas skyline
DallasDowntown skyline
Downtown Fort Worth at sunset
Fort WorthTrinity River at sunset
Downtown Austin skyline reflected in Lady Bird Lake
AustinLady Bird Lake
San Antonio River Walk at dusk
San AntonioThe River Walk
Downtown Houston, Texas skyline
HoustonDowntown skyline

Why Choose Aamir Mortgage

We Work for You — Not the Bank.

Your Lewisville Mortgage Broker

Aamir Mortgage helps Texas homebuyers and homeowners find competitive mortgage rates, flexible loan programs, and financing tailored to their purchase or refinance goals.

As a broker, we shop multiple wholesale lenders for you — competitive pricing, a wider range of loan options, and efficient closings. We specialize in FHA, VA, Conventional, Jumbo, Refinance, and HELOC loans, and we'll help you find the right fit for your individual needs.

Family unpacking moving boxes together in the bright living room of their new home
  • ✓ Wholesale Pricing Access
  • ✓ More Loan Options
  • ✓ Fast Approvals
  • ✓ Low Rates & Fast Close
  • ✓ Local Texas Service
Start Pre-Approval

Fast. Secure. No obligation.

Broker vs. Bank

Why Borrowers Choose a Broker.

A bank can only sell you its own menu. We compare lenders for you — that difference shows up in your rate, your options, and your closing date.

Traditional Bank

One Lender

One lender. One set of loan options.

✕
Aamir Mortgage handle logo
Aamir Mortgage

We Shop Multiple Lenders

Lower rates and more loan options, compared for you.

✓
Traditional Bank

Limited Loan Programs

Limited to the programs they offer.

✕
Aamir Mortgage handle logo
Aamir Mortgage

More Loan Options

Access a wider range of loan programs from one application.

✓
Traditional Bank

Strict Guidelines

One set of guidelines for every borrower.

✕
Aamir Mortgage handle logo
Aamir Mortgage

More Flexible Guidelines

If one lender says no, another may say yes — we keep shopping.

✓
Traditional Bank

Limited Credit Flexibility

One set of strict credit requirements.

✕
Aamir Mortgage handle logo
Aamir Mortgage

More Flexible Credit

Access lenders with more flexible credit guidelines.

✓
★  More Loan Options. Lower Rates. Personalized Service.  ★

Loan Options

Compare Home Loan Options.

Choose the home loan that aligns with your goals. We'll help you explore your options, compare competitive rates, and find the right mortgage for your needs.

Subject to credit approval. This is not a commitment to lend.

Family moving into their new home with boxes in the living roomNew Home Loans

New purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.

  • Primary & Secondary Homes
  • FHA, VA & USDA Options
  • Low Down Payment Programs
  • Competitive Rates & Terms
Bright modern kitchen in a Texas home financed with a conventional loanConventional

Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.

  • 30, 20 & 15-Year Fixed Terms
  • Primary & Secondary Homes
  • Low Down Payment Options
  • Drop PMI at 20% Equity
Brick home glowing warmly at dusk with lights on across a manicured lawnFHA Loans

FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.

  • Low 3.5% Down Payment
  • Flexible Credit Guidelines
  • 203(k) Renovation Financing
  • Ideal for First-Time Buyers
Couple at a kitchen counter reviewing paperwork together with a calculatorVA Loans

Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.

  • Zero Down Payment Options
  • No Private Mortgage Insurance
  • Flexible Credit Guidelines
  • Exclusive Benefits for Veterans
Well-kept Texas home at dusk, ready for a mortgage refinanceRefinance Loans

Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.

  • Lower Monthly Payments
  • Shorten Your Mortgage Term
  • Drop Mortgage Insurance
  • Cash-Out Options Available
Upscale kitchen with marble island in a higher-priced Texas homeJumbo Loans

Financing above conforming limits for higher-priced homes across DFW, Houston, Austin, San Antonio, El Paso, and Waco — with competitive terms.

  • Above Conforming Limits
  • Primary & Secondary Homes
  • Flexible Guidelines
  • Competitive Jumbo Rates
Fast

Close on Time

Fast approvals, efficient processing, and dependable on-time closings through our lender network — we communicate at every step so there are no surprises.

Wholesale

Wholesale Pricing

Access competitive wholesale mortgage pricing and compare loan options from multiple lenders — often with better rates than a traditional bank can offer.

Local

Personalized Service

Based in Lewisville and serving all of Texas. From your first application through closing day, you work with a real local team — not a call center.

Google & Zillow Reviews

Trusted by Texas Homebuyers.

Overall Rating
4.9 ★★★★★ (295)
Google  4.9
Zillow  5.0

Realtor Referrals · DFW

Need a Realtor? I'll Pair You With One of DFW's Best-Kept Secrets.

After years of helping buyers close homes across Dallas–Fort Worth, I know which agents actually win for their clients — and most of them aren't the names you see on every billboard and bus bench.

I keep a short, private list of top-rated, proven agents I trust with my own borrowers: industry stars, sharp local experts, and powerful negotiators who know their neighborhoods street by street. Tell me where you're looking and I'll personally match you with the right one — and introduce you myself.

  • ✓Top-rated & provenAgents with real track records on DFW closings — not paid placements.
  • ✓Powerful negotiatorsThe agent on your side of the table matters when offers get competitive.
  • ✓Matched to your area & budgetPaired by the city and price range you're shopping — not a random name off a list.
  • ✓A personal introductionI connect you directly, then stay on your loan from pre-approval to closing day.

No cost to you and no obligation — if the fit isn't right, I'll match you with someone else.

Get Matched With a Top DFW Agent

Five quick details — that's all I need to pair you with the right agent for your search.

What's your full name?

So Aamir knows who to introduce to your matched agent.

Your details send straight to Aamir at aamir@aamirmortgage.com when you tap the button — no email app, no extra step.

Your progress saves in this browser on this device, so you can pick up where you left off. If you step away before finishing, Aamir may receive the details you've entered so far — once you've added your name and a way to reach you — so he can follow up and help.

Rather talk it through? Call (214) 991-8981

Not Ready for the Full Application?

Tell Us Your Story.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

If you don't want to complete the full application right now, fill out the short questionnaire on this page to start a discussion about your mortgage needs today. Aamir will come back to you personally — and when you're ready, you can finish the full application then.

  • About 60 secondsName, phone, email, and your goal — that's it to get started.
  • No SSN, no documents, no obligationThis is a conversation starter, not the full application.
  • A personal reply from AamirYour details go straight to aamir@aamirmortgage.com as a lead — no call center.

What are your goals?

We are committed to helping you reach them.

One question at a time — pick your goal, add a few details, and we'll start the conversation. No full application required.

First — pick your goal

Tap one, then Continue. Each next question appears one at a time.

Your details send straight to Aamir at aamir@aamirmortgage.com when you tap the button — no email app, no extra step. This is not the full application.

Prefer to complete the full application instead? Start the full application →

Your progress saves in this browser on this device, so you can pick up where you left off. If you step away before finishing, Aamir may receive the details you've entered so far — once you've added your name and a way to reach you — so he can follow up and help.

Rather talk it through? Call (214) 991-8981

Home Equity Line of Credit

Tap Your Equity. Keep Your Low Rate.

A simpler HELOC: get your offer in 4 easy steps — without touching your existing low-rate first mortgage, and without the paperwork pile of a traditional credit-union HELOC. Your offer comes with no credit impact. Once you accept your offer, a hard pull is completed.

Aamir Mortgage LLC is a mortgage broker for this HELOC — we are not the lender or creditor. The HELOC is offered through Aven, and the creditor is Coastal Community Bank. See the full terms in the Aven application. Your actual APR, fees, credit limit and terms will be disclosed by Aven / Coastal Community Bank in your application — this page is general information only, not a loan offer or approval. Subject to credit approval. This is not a commitment to lend.

1

Enter your details

Name, address, date of birth, SSN, email, how you'll use the funds, and your annual gross household income.

2

Soft credit pull

A soft pull determines your current loan amount and gets you your offer with no credit impact — no hard inquiry at this stage. Once you accept your offer, a hard pull is completed.

3

Quick review

Do a fast review of the information you entered and connect your income via Plaid.

4

Offer in minutes

An AVM values your home — no appraisal needed. Automated underwriting delivers your offer, often with income verified in under 24 hours.

Little to no documents

Income is calculated via Plaid from the bank account that receives your deposits — W-2 or self-employed, multiple accounts OK. 9.9 times out of 10, no paystubs, W-2s, tax returns, or bank statements are needed. Self-employed borrowers are occasionally asked for a tax return to verify percent ownership.

Up to 80% LTV in Texas

In Texas you can get a HELOC up to 80% loan-to-value, based on your home's value minus what you currently owe.

Texas 12-day rule

Once you accept your offer and choose your disbursement amount and bank account, Texas requires a 12-day waiting period before closing. The platform then schedules a notary and verifies your identity.

How much equity could you access?

Estimate only, at the Texas maximum of 80% combined loan-to-value. Your actual offer depends on the AVM valuation, credit, and income verification. This is not a commitment to lend.

Potential HELOC line
$120,000

80% of $550,000 is $440,000 — minus your $320,000 balance.

Start My 4-Step HELOC

Start Your Personalized HELOC Application

Start Aamir's secure, personalized application and get your answer in minutes — the same 4 steps above, in order. The application opens in a new tab on Aven's secure site. Getting your offer has no credit impact; once you accept your offer, a hard pull is completed.

  • Offer — no credit impact. Once you accept your offer, a hard pull is completed.
  • Offer in minutes
  • No appraisal — AVM
  • Up to 80% LTV in Texas
Start Application →

Your application opens in a new tab

For your security, Aven's application can't be completed inside this page — it opens in its own secure tab instead. It's the same personalized application, with the same 4 steps.

Start My HELOC Application →

Secure application hosted by Aven · Creditor: Coastal Community Bank

Secure application. The button above opens Aamir's personalized Aven application in a new tab — that's where you'll see your offer and the full terms.

Open the application →

Mortgage Calculator

Run Your Numbers.

Type in a home price and down payment, enter your own interest rate, and watch the payment, totals, and payoff plan update instantly. No button to press, nothing is sent anywhere.

Enter your own rate — no rate is shown here, this is not a quote, rate offer, or commitment to lend. Your actual rate and APR will be disclosed in your Loan Estimate.

$
$50k$1.5M
$
%
0%20% — no PMI60%
Loan amount$360,000
Interest rate
%

Enter your own rate — no rate is shown here, this is not a quote, rate offer, or commitment to lend. Your actual rate and APR will be disclosed in your Loan Estimate.

Include taxes & costs
$

1.50% of home price — Texas has no state income tax, so property taxes run higher; your county rate may differ.

$
$

No PMI at 20% down or more.

$
$

Maintenance, utilities, or other recurring ownership costs you want in the total.

$

Extra principal each month — see how much sooner you pay off and how much interest you save.

Refinancing? Enter your current balance as the home price and $0 down to estimate your new payment.

Estimated monthly payment
—

    Estimate for illustration only, in the style of standard mortgage calculators. Taxes and insurance vary by property and county in Texas. Enter your own rate — no rate is shown here, this is not a quote, rate offer, or commitment to lend. Your actual rate and APR will be disclosed in your Loan Estimate. Subject to credit approval. Call (214) 991-8981 for your real numbers.

    Amortization schedule — year by year

    How each year's payments split between interest and principal, and the balance left at the end of that year. Updates live as you change the numbers above.

    YearInterestPrincipalEnding balance

    How It Works

    From First Call to Keys in 6 Steps.

    No guesswork about what happens next — here's exactly how a loan moves through our office.

    Subject to credit approval. This is not a commitment to lend.

    1

    Conversation

    Tell us your story and your goals. We listen first, then map your options.

    2

    Pre-Approval

    We verify income, credit, and assets and shop lenders for your best rate — one application.

    3

    Application

    Lock your rate and submit the full loan application with our team guiding every form.

    4

    Processing & Appraisal

    We order the appraisal, gather any remaining documents, and keep you updated at every step.

    5

    Underwriting & Approval

    The underwriter reviews the file; we clear any conditions quickly and get your clear-to-close.

    6

    Closing

    Sign your closing documents, the loan funds, and the keys are yours. Fast close, as promised.

    Market Snapshot · October 2025

    Real Numbers, Dated — Not Guesswork.

    The latest full-month figures for four of the metros we serve — Dallas–Fort Worth, Houston, Austin, and San Antonio — from the Texas Real Estate Research Center at Texas A&M, the Houston Association of REALTORS®, and the San Antonio Board of REALTORS®. El Paso and Waco panels in Areas We Serve show Texas statewide context instead, clearly labeled, because no separate metro spotlight is published for them. Markets move monthly — call (214) 991-8981 for this week's numbers in your city.

    San Antonio River Walk at dusk with restaurants along the canal

    San Antonio

    October 2025 · SABOR MLS
    $305,000Median price (flat YoY)
    $377,040Average price (+2% YoY)
    83 daysDays on market (+17% YoY)
    6.04 moMonths of inventory

    16,823 active listings (+16% YoY) and 2,639 sales in October 2025. Source: San Antonio Board of REALTORS® (SABOR) MLS, October 2025.

    Statewide context — Texas overall, October 2025: median price $330,000, homes sold averaged 70 days on market, 5.5 months of inventory (Texas Real Estate Research Center).

    Areas We Serve

    Your City. Your Mortgage Broker.

    Pick your city to see your personalized home loan options. We serve communities across Dallas–Fort Worth, the Houston area, the Austin area, the San Antonio area, the El Paso area, and the Waco area — and lend across Texas — all from our Lewisville office, with the same broker who'll answer your call.

    No city matches that search in this region — try the other tabs, or call us: we lend across Texas.

    Aamir Mortgage circular logo mark

    Lewisville, TX Mortgage Broker

    ★ 4.9 Google · 295 reviews ★ 5.0 Zillow Low Rates & Fast Close

    Home loan options

    • FHA Loans — 3.5% down, flexible credit
    • VA Loans — 0% down for eligible veterans
    • Conventional — 30, 20 & 15-year terms
    • Jumbo — above conforming limits
    • Refinance — lower rate or payment
    • HELOC — offer in 4 steps, no credit impact (a hard pull is completed once you accept your offer)

    Nearby communities we also serve

    Living in Lewisville

    Local Market Snapshot — October 2025

    Schools
    Lewisville High School, Ben Harmon Campus — LEWISVILLE HIGH SCHOOL written on the building

    Neighborhoods to Know
    Where buyers look first

      Tap a neighborhood to see what it's known for, who it suits, and the homes there.

      Employers & Commute

      Buying here

      Already own here?

      Meet The Team

      Our Amazing Team

      The most important asset to our company is our people. Our team was built with you as our focus.

      AL

      Aamir Lalani

      President / Senior Loan Officer
      NMLS#: 1644038
      FM

      Fez Meghani

      Senior Loan Officer
      NMLS#: 1682788
      AK

      Antoinette Kimble

      Third Party Processor
      NMLS#: 2155350

      Learning Center

      Fresh from The Blog.

      Brick home glowing warmly at dusk with lights on across a manicured lawn
      Home Improvement

      Deck the Halls (and Walls): Smart Winter Renovation Tips for Raising Your Home's Value Before the Holiday Season

      As the holiday season approaches, many homeowners find themselves eager to spruce up their homes — and the right projects can raise value, not just curb appeal.

      Couple at a kitchen counter reviewing paperwork together with a calculator
      VA Loans

      Veterans Day Reflections: How Our Heroes Inspire Smart Homeownership and Mortgage Decisions

      Honoring veterans through informed homeownership — as we approach Veterans Day on November 11, it's a good time to review the VA benefits you've earned.

      Family unpacking moving boxes together in the bright living room of their new home
      Buying a Home

      From Pumpkins to Property: How Thanksgiving Preparations Can Guide Your End-of-Year Homebuying Plan

      Embrace the season of planning — as autumn leaves blanket the ground and we prepare for the holidays, here's how to line up a smart year-end purchase.

      Common Questions

      Before You Ask.

      Why use a mortgage broker instead of a bank?

      A bank can only offer its own loan menu. As a broker, Aamir Mortgage shops multiple lenders on your behalf, which is how we consistently offer the lowest possible rate we can find for your situation — with one application and one point of contact.

      How fast can you close?

      Fast close is what we deliver: low rates, personal service, and fast close. Timelines depend on your loan type, documents, and appraisal, and we'll give you a realistic date up front — then communicate at every step so there are no surprises.

      Does the HELOC hurt my credit or my current mortgage rate?

      Getting your offer does not hurt your credit: it starts with a soft credit pull, which has no credit impact and creates no hard inquiry. Once you accept your offer, a hard pull is completed. And because a HELOC is separate from your first mortgage, your existing low rate stays exactly as it is.

      What documents do I need for the HELOC?

      Usually none. Income is verified through Plaid by connecting the bank account that receives your income deposits (W-2 or self-employed; multiple accounts are fine). Occasionally a self-employed borrower is asked to upload a tax return to verify percent ownership.

      How much do I need for a down payment?

      It depends on the program: VA and USDA can be 0% down for eligible borrowers, FHA starts at 3.5%, and conventional options exist for low down payment purchases. Tell us your story and we'll map the options.

      Do you serve my city if it's not listed?

      Very likely, yes. We're based at 749 Lady Tessala Ave, Lewisville, TX 75056 and lend across Texas — the Areas We Serve section highlights communities across DFW, Houston, Austin, San Antonio, El Paso, and Waco. Call (214) 991-8981 and ask about your city.

      Where are you located?

      We're at 749 Lady Tessala Ave, Lewisville, TX 75056, serving homebuyers across the Dallas–Fort Worth metroplex, the Houston area, the Austin area, the San Antonio area, the El Paso area, the Waco area, and Texas. Call us at (214) 991-8981 or email aamir@aamirmortgage.com.

      Aamir Mortgage circular logo

      Apply Online in Minutes

      Get started with a simple conversation, compare your home loan options, and get a fast, honest pre-approval — low rates, personal service, and a fast close. Subject to credit approval. This is not a commitment to lend.

      Don't want to complete the full application right now? Use the quick questionnaire instead →
      About 60 seconds — name, phone, email, and your goal. No SSN, no documents.

      Start the Conversation.

      Tell us a little about your goal and we'll come back with your loan scenarios. Prefer to talk? We're easy to reach — that's the point.

      Visit: 749 Lady Tessala Ave, Lewisville, TX 75056

      Call: (214) 991-8981

      Email: aamir@aamirmortgage.com

      Company NMLS: 2482417

      Your request sends straight to Aamir at aamir@aamirmortgage.com when you tap the button — no email app, no extra step. Rather talk? Call (214) 991-8981.

      Your progress saves in this browser on this device, so you can pick up where you left off. If you step away before finishing, Aamir may receive the details you've entered so far — once you've added your name and a way to reach you — so he can follow up and help.

      Call (214) 991-8981